Your Future.
Your Way.
Insightful, cost effective advice tailored to you
Your Future.
Your Way.
Insightful, cost effective advice tailored to you
Latest Article
Not so long ago, annuities were the go-to choice for anyone heading into retirement. You took your pension pot, handed it over to an insurance company and in return they gave you a guaranteed income for life. No more worries about stock market crashes or outliving your savings. It was simple, predictable and safe.Then came
Posted by: Jon Lawson
Last week the chancellor Rachel Reeves unveiled her Autumn Budget – Labour’s first major fiscal event in 14 years. The Budget had three main goals: to generate economic growth; to plug a £22 billion hole in the country’s finances; and to pump money into flagging public services.Not all of the announcements in the Budget will
In this week’s King’s Speech, which outlined Labour’s plans for the coming year, the 40 pieces of legislation announced by His Majesty were underwritten by a promise to promote ‘economic stability’. The new Chancellor Rachel Reeves has described ‘sound money’ as the cornerstone of Labour’s policy for government.Therefore one should not expect a raft of
Your pension is going up -but will you need to pay tax on it?Things are happening at present which could soon mean your tax situation is more complicated than it was in the past. Two particular factors are worth consideration. Firstly, interest rates have gone up in recent times – 14 times since December 2021; the
In recent years, property has been viewed as an ideal investment asset. In 1980, the average house sold for just £19,273. That compares to £239,927 in 2020 – a staggering 1,145 percent increase. Against that backdrop some investors have begun to assume that property prices only move in one direction: up.And this seemed true, for
How Should You Respondto Rising Interest Rates?What are interest rates?Interest rates are the cost of borrowing money or the return on investment for lending money. Interest rates play a crucial role in the economy and financial markets as they influence borrowing and spending behaviour, investment decisions and overall economic activity.The Bank of England uses interest
Analysing the…Budget for GrowthThe Chancellor Jeremy Hunt’s Budget last Wednesday (15 March) had one overarching goal: to steady the ship of the British economy amidst banking turmoil in the United States.Hunt’s Budget also provided an opportunity for the Chancellor to distance himself from the disastrous ‘mini’ budget of his predecessor Kwasi Kwarteng back in September.Therefore,
The State pension plays a major part in most people’s retirement income. You might think it strange, but we think you should imagine it doesn’t exist and might not be available in the future.How confident should we be that it will be there in the future? It is a very expensive benefit costing over £100
