11 Mar 2022

According to HMRC’s latest statistics, inheritance tax (IHT) receipts for April to November 2021 are just over £4.1 billion, which is £0.6 billion higher than in the same period a year earlier.

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Posted by Jon Lawson
17 Dec 2021

The Office for National Statistics (ONS) published data showing that twelve-month inflation on the consumer Prices Index (CPI) was at a new ten year high of 5.1% in November. On the old measure, still used on rail fares and student loans for example, the Retail Prices Index (RPI) has hit 7.1% for the twelve month period to November.

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Posted by Jon Lawson
29 Apr 2021

When one of the world’s wealthiest individuals writes a book on avoiding climate disaster – and suggests changes we all need to make to our lifestyles – it is easy to be cynical.

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Posted by Jon Lawson
10 Feb 2021

Interest rates are low and the Bank of England has signalled that it expects them to stay low for at least the rest of this year. After NS&I cut its interest rates last autumn, the commercial banks swiftly followed with rate cuts of their own. Most instant access accounts now pay under 0.2% and even a 90-day notice account pays well under 1%.

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Posted by Chris Gilchrist
19 Jan 2021

Bitcoin is back in the news after its price rose through the $40,000 level for the first time. As usual when something doubles in price within a year, people start asking whether they should be jumping on the bandwagon.

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Posted by Chris Gilchrist
6 Jan 2021

We have a deal. Britain’s government got there just in time, with a trade deal with the EU announced just before the December 31st 2020 deadline. Investors breathed a sigh of relief. Everyone knew how ill-prepared both sides were for a no-deal outcome.

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Posted by Chris Gilchrist
9 Nov 2020

At the start of 2020, many commentators predicted flat or slightly declining house prices over the year as we waited to see what kind of Brexit trade deal the government struck with the EU. When the pandemic struck and we entered lockdown, the consensus was that prices would fall. Yet as soon as the market opened up in July, when viewings and transactions were permitted again, prices started to rise and in some areas it seems they have risen quite strongly.

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Posted by Chris Gilchrist
22 Sep 2020

National Savings & investments has announced huge cuts in interest rates on all its products effective from November 2020.

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Posted by Chris Gilchrist
19 May 2020

These updates are for general guidance only and do not constitute advice. Investments involve risk and you may not get back the amount you invested.

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Posted by Chris Gilchrist
18 Jun 2019

The Innovative Finance ISA is the newest of the several ‘flavours’ of Individual Savings Account that have been tagged on to the original ISA in recent years. Investors are attracted by headline rates of return of 6-10%, but we think these schemes are much, much riskier than they look and that most investors should avoid them.

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Posted by Jim Bloodworth
5 Jun 2019

Woodford Equity Income Fund has never been on our recommended list Woodford Equity Income Fund is not held within discretionary portfolios managed for clients on Standard Life, Nucleus, Transact or Parmenion platforms.

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Posted by Jim Bloodworth
13 Feb 2018

Writing in the Financial Times (17th February) the boss of fund management group Fundsmith, Terry Smith, asks why investors are pouring money into funds that track emerging stock market indices. These tracker funds invest in shares according to their market capitalisation, so they invest most in the big companies, which in emerging markets are often inefficient and partly state-owned. Mr Smith says the ten largest emerging market companies earn well below-average returns for their shareholders, so they are not shares that quality-conscious investors like him want to buy.

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Posted by Jim Bloodworth
18 Jan 2018

With Donald Trump in the White House, it’s unlikely that a week will pass without generating some new anxiety for investors. On top of the fears of armed conflict (even nuclear war) with North Korea, we have the possibility of a US trade war with China, and a potential close-down of the US government if Congress refuses to approve the Mexico border wall. By next week there may be more worries.

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Posted by Jim Bloodworth
18 Jan 2018

Mrs May’s decision to call a snap election in the expectation of returning with a big Conservative majority failed in spectacular fashion. With no overall majority, the Tories now need the support of Northern Ireland’s DUP to command a majority in the House of Commons.

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Posted by Ian Evans
18 Jan 2018

Mrs May’s decision to call a General Election on June 8 had little immediate impact on financial markets. Nor is it likely to cause any major wobbles over the next

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Posted by Jim Bloodworth