Protection Planning

Your needs for life and ill health insurance are likely to change throughout your life. Parents with young children have the greatest needs for forms of insurance to pay off debt and provide for the maintenance of children and other dependants. While comprehensive protection may be desirable, it can be costly, and since most people have competing priorities such as savings needs, financial planners will often build compromise solutions using a mixture of term life assurance, family income benefit, critical illness and income protection insurance policies.

For older people, life assurance can be one means of ensuring that those whom you wish to inherit your assets receive assured payments outside the scope of Inheritance Tax.

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