We have a minimum initial charge of £1,625. This covers our ‘scope’ meeting to identify goals and circumstances, our Risk & Suitability assessment, research and analysis, preparation and presentation of our recommendations, and implementation of any solutions we recommend.
Our initial charges are on a sliding percentage scale that reduces on larger sums. The total fee for advice and implementation is 2.3% on an investment of £150,000 and 0.98% on an investment of £1 million.
We charge higher fees for advice on final salary/defined benefit pension transfers.
Our annual fee for ongoing advice, which normally covers an annual review and implementation of any changes we recommend to your plans and investments, is normally 1% of the value of the assets on which we advise you.
News: Dangerous ISAs
The Innovative Finance ISA is the newest of the several ‘flavours’ of Individual Savings Account that have been tagged on to the original ISA in recent years. Investors are attracted by headline rates of return of 6-10%, but we think these schemes are much, much riskier than they look and that most investors should avoid them.
Meet the Team
Our team of financial planners have had years of experience and are on hand to help plan for your future.